Homer Alaska - Letters

Story last updated at 4:46 PM on Wednesday, April 11, 2012

Ignorance can be costly




I just recently found out if you have health insurance, you may be charged more for certain procedures and certain drugs. Im talking three times more. I paid $7,000 more than I needed to.

When I started with my health insurance I paid $480 per month for my wife and I. Starting next month, we will pay more than $1,800 per month. This has a $1,500 deductible. We are lucky to be healthy. So on top of the $1,800, we also pay out of pocket for most of our health care.

Then to get ripped off for $7,000 on top of that, it makes me sick. If I put this rip-off sickness on my health insurance they probably would not pay it. Our health care system is broken.

Before you put anything on your health insurance, you should ask if there is a difference if you pay out of pocket. You have to ask because they dont tell you.

Most of us work hard and dont have time to read all the fine print. Most of us trust in our fellow man. We dont have the energy or the money to fight a big company. This is what they count on.

We can stop this rip-off by asking a simple question: Is there a difference if I pay out of pocket? Educate your friends and neighbors to this question. Dont use your card without it.

Dave Beck

Halibut Cove

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